Health Insurance
Medical needs don’t always follow a set schedule. That’s why health insurance exists, to help cover you and your family's medical expenses; planned or unplanned. We recommend plans based on your budget and current and anticipated health needs. We have the resources to insure individuals, families, and organizations.
What does it mean to qualify for a zero-dollar premium?
The Health Marketplace offers subsidies to help offset the cost of insurers to individuals and families. You may see advertisements that promise "zero-dollar" premiums. While those are available bear in mind, they more than likely have higher deductibles, copays, coinsurance, and/or out-of-pocket exposure compared to plans with premiums. Depending on the subsidy you qualify for, a plan that leaves you with less headache typically ranges from $20-$100/month on average.
What is the difference between On and Off Market health insurance and employer-sponsored health insurance?
On-market health insurance (aka Obama Care) meets the standard of the Affordable Care Act (ACA). They offer subsidies and do not exclude coverage based on pre-existing conditions. Coverage is available for your entire family as long as they do not qualify for Medicaid or Medicare. Off-market insurance is an alternative to the ACA, also known as private insurance. Off-market insurances can be more affordable if you do not qualify for a subsidy; however, coverage may be limited and often denies coverage or increases rates based on pre-existing conditions. Employer-sponsored health insurance is insurance obtained through an employer. In addition to covering the employee, they usually have an additional option to cover their spouse and dependents. It is important to note that employer-sponsored insurance depending on your organization's benefits, may or may not be more affordable than on-market health insurance and is portable through COBRA at a very hefty cost.
All Options in One Place
Whether you need health insurance for yourself, your family, or your business, we have a wide range of health plans and options. Let our experts help you find the health insurance coverage you need.
Benefit Comparisons
See unbiased comparisons of health plan benefits and prices across major and local carriers. Get a quote and find the most affordable plan that's right for you and yours.
Lifetime Support
Our support continues even after you enroll. We will stay in touch with you for renewals to ensure you are still enrolled in the plan that best suits your medical needs, family status, and budget.
“I believe that the greatest gift you can give your family and the world is a healthy you.”
- Joyce Meyer
Helping individuals and families!
Protect your Family
No one plans to get hurt or sick, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.
Health insurance covers essential benefits critical to maintaining your health, like preventive care, treatments, prescriptions, surgeries, illness, and accidents.
Health insurance protects you from unexpected, high medical costs.
You pay less for covered in-network health care, even before you meet your deductible.
You get free preventive care, like screenings, vaccines, and some check-ups, even before meeting your deductible.
“Doing business with Janiece has been a great pleasure. She is very meticulous, hard-working and, very helpful. In August, I wanted to get health insurance for my wife and myself. Janiece went to work immediately and she did her best to get us the best policy. At the time for renewal of the policy, she contacted me and diligently searched for the most appropriate policy for our situation and although we are paying more, we are getting even greater benefits. What's interesting is that we don't even have to pay Janiece, we just need to pay our monthly premiums. Janiece, we thank God for you. You're the best.”
- Martin P.
“Janiece is professional, friendly, and knowledgable on the health care market. She is thorough on the needs of her clients. Even setting up an appointment is easy and incredibly helpful for forgetful people (me) because it connects directly to your online calendar to remind you! I had many questions because I have never had to get my own insurance and I had chosen a plan that was really expensive. Janiece made everything easy for me to understand and walked me through the plethora of plans. She took the time to explain the different aspects of the plan and listened to all of my concerns (financial range, eyes, and dental). I would recommend TAG consulting and urge others to utilize this wonderful source of information and excellent customer service before getting trapped in a plan that doesn't meet your needs!”
- Hannah Edmondson