What does it mean to qualify for a zero-dollar premium?
The Health Marketplace offers subsidies to help offset the cost of insurers to individuals and families. You may see advertisements that promise "zero-dollar" premiums. While those are available bear in mind, they more than likely have higher deductibles, copays, coinsurance, and/or out-of-pocket exposure compared to plans with premiums. Depending on the subsidy you qualify for, a plan that leaves you with less headache typically ranges from $20-$100/month on average.