Why do you need life insurance?
Though you might not want to talk about it, life insurance is necessary for your family and loved ones. It can offer a financial resolution for accumulated debt, such as credit card debt, a mortgage, or even student loans. It can handle the additional costs of end-of-life expenses, such as a funeral service, burial, or headstone. It can also provide financial stability from the loss of your income for the near future or long term. Even if you may think that you don't have a large amount of debt, you can also think of it as an inheritance. Being able to pass on stability is another way of taking care of them after you can no longer physically.